Saving animals and establishing humane laws takes money.  Therefore, I’m dedicating every Friday to Fiscal Fitness. “Oh my God, where did my money go!”  If you find yourself thinking or saying this, there are two possibilities.  One is that you are compulsively spending money on junk you don’t need.  The other possibility is that you may not be monitoring how much things really cost.  An easy way to monitor this situation is to have a small notepad with you at all times.  Every time you spend any money (even if it’s a penny) you write it down.  At the end of the week tally up your categories, i.e. meals out, gas, coffee, etc.)  You may be shocked to see how much money your spending on little items like coffee and gum.  Track your spending this way for a couple of months.  Reassess what you are spending money on.  Is this the best use of your earnings?Kate’s book, “Anyone Can Make a Million Investing in Real Estate” has many more practical tips on ways to save money and increase earnings.  $10 will buy either an ebook or a paperback copy (while supplies last).  Click here.