Saving animals and establishing humane laws takes money.  Therefore, I’m dedicating every Friday to Fiscal Fitness.

Today in an instant everything world I can hear you gasping for breath as I make this suggestion.  However, people who use cash often spend less money than someone who uses a debit or credit card.  Personally, I like to have all income automatically deposted and then once a week I pay myself an allowance.  My allowance covers gas for my car, groceries, pet food, beauty supplies or treatments, meals and beverages out, entertainment and clothing fund.  By allowing myself a certain amount of money each week, I can know easily that I’m staying within a reasonable spending plan.  When I run out of cash I make do until my next allowance.Using this strategy, I also plan splurges like a larger allowance around the Christmas holiday, when I travel, or when I have a surplus and really want something. 

If you are uncomfortable caring cash, you can get travelers checks.  Kate’s book, “Anyone Can Make a Million Investing in Real Estate” has many more practical tips on ways to save money and increase earnings.  $10 will buy either an ebook or a paperback copy (while supplies last).  Click Here.